Behind on Your Mortgage in Austin? Stop the Travis County Auction.
Travis County foreclosure sales happen on the first Tuesday of every month. We're a local Austin cash buyer that can close before the next sale — no listing, no repairs, no waiting.
The Situation
What You're Facing
Texas is a non-judicial foreclosure state, which means lenders in Travis County can take a home in as little as 41 days from the Notice of Default. By the time most Austin homeowners realize what's happening, they're already on the schedule for the first-Tuesday sale at the Travis County Courthouse on Guadalupe Street. (For the full state-level walk-through, see our Texas foreclosure timeline guide.)
If you're behind on your mortgage on a property in Austin or the surrounding Travis County area, you have more options to stop a Texas foreclosure than the bank is telling you. Loan modifications stall. Short sales take 90+ days. A cash sale to a local investor can close in a week — before the auction.
We're not a non-profit, we're not a referral service, and we're not selling you a course. South Texas Home Investors is a local cash buyer that closes on pre-foreclosure homes in Austin every single month.
Why People Sell
Why Austin Homeowners Choose to Sell
Stop the Auction
Closing before the next Travis County first-Tuesday cancels the sale. Period.
Protect Their Credit
A foreclosure stays on credit for 7 years. A sale doesn't.
Walk Away with Equity
If you have equity, we pay you cash above the loan payoff at closing.
Avoid a Deficiency Judgment
Texas allows lenders to pursue the difference after foreclosure. Selling avoids it.
Move on Their Own Terms
Cash-for-keys and flexible move-out — not a constable at the door.
Keep It Private
Foreclosure notices are posted publicly at the Travis County courthouse. A private sale stays private.
The Hard Parts
Challenges Homeowners Run Into
The Clock Is Brutal
Texas first-Tuesday sales happen monthly. Miss one and they reschedule for the next month.
Lenders Won't Pause
Loss-mit reps string you along while the foreclosure department moves forward separately.
Listing Takes Too Long
Average Austin days-on-market doesn't fit inside a foreclosure timeline.
Repairs You Can't Afford
Retail buyers want move-in ready. You're worried about the gas getting shut off.
Second Liens & HELOCs
These have to be paid off too. We handle the full payoff stack at closing.
Back Property Taxes
Many pre-foreclosure homes also owe back taxes. The title company resolves both.
Our Solution
How South Texas Home Investors Helps
We're a local cash buyer that has stopped countless first-Tuesday auctions in Travis County and the surrounding region. We move at the speed your situation requires — sometimes signing a contract on Monday and closing on Friday before the next auction. See our full guide to your rights under Texas Property Code §51.002 for the legal background.
Because we close at a local Austin title company with our own funds, we don't need lender approval, an appraisal, or a 30-day mortgage timeline. We send the payoff wire, your lender cancels the sale, and you walk away.
- We can close in as few as 5–7 days
- We coordinate directly with your lender's payoff department
- We pay all closing costs and back property taxes
- We offer cash-for-keys and flexible move-out
- We work with second liens, HELOCs, and judgments
- No fees, no commissions, no last-minute surprises
The Process
Our Simple 3-Step Process
Call Us Today
Tell us the auction date and roughly what you owe. We move immediately.
Same-Day or Next-Day Offer
We pull comps in your Austin neighborhood and send a written offer fast.
Close Before the Auction
Title company wires the payoff. Lender cancels the foreclosure. You're free.
As-Is Advantage
Benefits of Selling As-Is
Local Knowledge · Austin & Surrounding Areas
We Know the Neighborhoods You Live In
Travis County foreclosure sales happen the first Tuesday of every month at the Heman Marion Sweatt Travis County Courthouse on Guadalupe Street in downtown Austin. Williamson County sales are held in Georgetown; Hays County sales are held in San Marcos.
Austin Neighborhoods We Serve
We've stopped foreclosures across East Austin (Mueller, Govalle, Holly), South Austin (Travis Heights, South Lamar, Sunset Valley), North Austin (Allandale, Crestview, North Loop), and the suburbs — Round Rock's Teravista, Pflugerville's Falcon Pointe, Leander's Crystal Falls, and the Lakeway / Bee Cave corridor along 620.
County Coverage
We serve Travis County (Austin, Pflugerville, Manor, Lakeway), Williamson County (Round Rock, Cedar Park, Leander, Georgetown), and Hays County (Kyle, Buda, San Marcos). Each county posts its own first-Tuesday foreclosure sale.
Local Property Values
Austin's pre-foreclosure inventory ranges from $250k condos in North Austin to $1.2M+ homes in Westlake, Tarrytown, and Lakeway. The 2022–2024 correction wiped out paper equity for buyers who closed at the peak — but underlying land values still leave most owners with real money on the table.
Military Homeowners
Camp Mabry is right in the city, and Austin's tech corridor employs a lot of recently separated veterans on VA loans. PCS reassignments out of Fort Cavazos (formerly Fort Hood, an hour up I-35 in Killeen) regularly leave Austin-area service members carrying two mortgages.
Inherited & Older Homes
East Austin and South Congress are full of 1940s–1960s bungalows inherited by adult kids who now live out of state. The land is valuable, the house often isn't — we buy as-is so the family doesn't have to deal with foundation work, knob-and-tube wiring, or a tenant they didn't sign up for.
Local Market Conditions
Austin saw the sharpest price correction of any major Texas metro from 2022–2024. Median prices dropped 15–20% from peak, days-on-market doubled, and many recent buyers are upside down. Pre-foreclosure activity is higher than it's been in a decade.
Service Area
Coverage includes all of Austin (inside and outside MoPac/I-35), Round Rock, Pflugerville, Cedar Park, Leander, Georgetown, Hutto, Lakeway, Bee Cave, Manor, Kyle, Buda, and San Marcos.
“Bought our place in Pflugerville in 2022 at the top of the market. After a layoff at a tech company, we fell three months behind. They closed in 9 days and we walked with enough to start over in Round Rock.”
— Jenna R., Pflugerville, Falcon Pointe
Related Resources
Helpful Reading From Our Team
Texas Foreclosure Help Guide
Statewide timeline, your rights, and all six options to stop a Texas foreclosure — explained in detail.
Read moreGet a Cash Offer in 24 Hours
Skip straight to our cash-offer quiz. No obligation, no listing, no commissions.
Read moreForeclosure Help In Other Texas Cities
See spoke pages for San Antonio, Austin, Houston, Dallas, and Corpus Christi.
Read moreCommon Questions
Frequently Asked Questions
Stop Your Austin Foreclosure — Get a Cash Offer Today
Every day counts in Texas. Talk to a local Austin buyer who can actually close before your auction date.