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Foreclosure Help · Dallas

Stop a Dallas County Foreclosure Before the First-Tuesday Auction.

Dallas County foreclosure sales happen monthly at the George Allen Courts Building. We're a local DFW cash buyer that closes pre-foreclosures fast — before your sale date.

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The Situation

What You're Facing

Texas is a non-judicial foreclosure state, which means lenders in Dallas County can take a home in as little as 41 days from the Notice of Default. By the time most Dallas homeowners realize what's happening, they're already on the schedule for the first-Tuesday sale at the George Allen Sr. Courts Building in downtown Dallas. (For the full state-level walk-through, see our Texas foreclosure timeline guide.)

If you're behind on your mortgage on a property in Dallas or the surrounding Dallas County area, you have more options to stop a Texas foreclosure than the bank is telling you. Loan modifications stall. Short sales take 90+ days. A cash sale to a local investor can close in a week — before the auction.

We're not a non-profit, we're not a referral service, and we're not selling you a course. South Texas Home Investors is a local cash buyer that closes on pre-foreclosure homes in Dallas every single month.

Why People Sell

Why Dallas Homeowners Choose to Sell

Stop the Auction

Closing before the next Dallas County first-Tuesday cancels the sale. Period.

Protect Their Credit

A foreclosure stays on credit for 7 years. A sale doesn't.

Walk Away with Equity

If you have equity, we pay you cash above the loan payoff at closing.

Avoid a Deficiency Judgment

Texas allows lenders to pursue the difference after foreclosure. Selling avoids it.

Move on Their Own Terms

Cash-for-keys and flexible move-out — not a constable at the door.

Keep It Private

Foreclosure notices are posted publicly at the Dallas County courthouse. A private sale stays private.

The Hard Parts

Challenges Homeowners Run Into

The Clock Is Brutal

Texas first-Tuesday sales happen monthly. Miss one and they reschedule for the next month.

Lenders Won't Pause

Loss-mit reps string you along while the foreclosure department moves forward separately.

Listing Takes Too Long

Average Dallas days-on-market doesn't fit inside a foreclosure timeline.

Repairs You Can't Afford

Retail buyers want move-in ready. You're worried about the gas getting shut off.

Second Liens & HELOCs

These have to be paid off too. We handle the full payoff stack at closing.

Back Property Taxes

Many pre-foreclosure homes also owe back taxes. The title company resolves both.

Our Solution

How South Texas Home Investors Helps

We're a local cash buyer that has stopped countless first-Tuesday auctions in Dallas County and the surrounding region. We move at the speed your situation requires — sometimes signing a contract on Monday and closing on Friday before the next auction. See our full guide to your rights under Texas Property Code §51.002 for the legal background.

Because we close at a local Dallas title company with our own funds, we don't need lender approval, an appraisal, or a 30-day mortgage timeline. We send the payoff wire, your lender cancels the sale, and you walk away.

  • We can close in as few as 5–7 days
  • We coordinate directly with your lender's payoff department
  • We pay all closing costs and back property taxes
  • We offer cash-for-keys and flexible move-out
  • We work with second liens, HELOCs, and judgments
  • No fees, no commissions, no last-minute surprises

The Process

Our Simple 3-Step Process

01

Call Us Today

Tell us the auction date and roughly what you owe. We move immediately.

02

Same-Day or Next-Day Offer

We pull comps in your Dallas neighborhood and send a written offer fast.

03

Close Before the Auction

Title company wires the payoff. Lender cancels the foreclosure. You're free.

As-Is Advantage

Benefits of Selling As-Is

Stop the foreclosure sale before it happens
Avoid a 7-year credit hit
Skip a possible deficiency judgment
No repairs — we buy in any condition
No commissions, no closing costs
Cash-for-keys to fund your next move
Confidential — no MLS, no yard sign
Close at a local title company you can verify

Local Knowledge · Dallas & Surrounding Areas

We Know the Neighborhoods You Live In

Dallas County first-Tuesday foreclosure sales are conducted at the George Allen Sr. Courts Building on Commerce Street. Collin County sales happen at the Russell A. Steindam Courts Facility in McKinney, Denton County at the Carriage House in Denton, and Tarrant County at the courthouse plaza in Fort Worth.

Dallas Neighborhoods We Serve

We've stopped foreclosures across Dallas — Oak Cliff, Pleasant Grove, Lake Highlands, East Dallas, Bishop Arts, Lakewood — and throughout the suburbs: Plano's Legacy West, Frisco's Phillips Creek Ranch, McKinney's Stonebridge Ranch, Allen's Twin Creeks, Flower Mound, Coppell, and the booming areas around Prosper and Celina.

County Coverage

We serve Dallas County (Dallas, Garland, Irving, Mesquite, DeSoto, Cedar Hill), Collin County (Plano, Frisco, McKinney, Allen), Denton County (Denton, Lewisville, Flower Mound, Little Elm), and Tarrant County (Fort Worth, Arlington, Grapevine).

Local Property Values

DFW pre-foreclosure inventory runs from $150k starter homes in southern Dallas County to $900k+ properties in Plano West, Highland Park, and Frisco. The 2024 tax-appraisal jumps and rising HOA dues in Collin County's newer subdivisions have squeezed marginal buyers into default.

Military Homeowners

NAS Fort Worth Joint Reserve Base on the west side and the heavy defense-contractor presence (Lockheed, Bell, Raytheon) means a lot of DFW homeowners are on VA loans or in the reserve component. We handle PCS-driven sales without the lag of a retail listing.

Inherited & Older Homes

South Dallas, Oak Cliff, and East Dallas are full of mid-century homes inherited by adult children who now live in Frisco, Allen, or out of state. They often come with deferred maintenance, code-enforcement letters, and back taxes. We buy as-is and pay off everything at closing.

Local Market Conditions

DFW absorbed massive corporate relocations through 2021–2023, then cooled in 2024 as rates stayed high. Inventory in Collin and Denton counties is at multi-year highs, days-on-market are climbing, and price reductions are normal — making cash offers more competitive than they've been in years.

Service Area

Coverage includes Dallas (north, south, east, and Oak Cliff), Plano, Frisco, McKinney, Allen, Prosper, Celina, Garland, Mesquite, Irving, Grand Prairie, Cedar Hill, DeSoto, Lancaster, Lewisville, Flower Mound, Coppell, Denton, Little Elm, Fort Worth, Arlington, and Grapevine.

Inherited my mom's place in Pleasant Grove with back taxes and a HELOC nobody knew about. Sale was 18 days out. They handled the title cleanup and closed before the auction.

Denise W., Pleasant Grove, Dallas

Common Questions

Frequently Asked Questions

Stop Your Dallas Foreclosure — Get a Cash Offer Today

Every day counts in Texas. Talk to a local Dallas buyer who can actually close before your auction date.