Facing Foreclosure in New Braunfels? Stop the Comal County Auction.
Comal County foreclosure sales happen the first Tuesday of every month at the NB courthouse. We're a local South Texas cash buyer that closes pre-foreclosures before the sale.
The Situation
What You're Facing
Texas is a non-judicial foreclosure state, which means lenders in Comal County can take a home in as little as 41 days from the Notice of Default. By the time most New Braunfels homeowners realize what's happening, they're already on the schedule for the first-Tuesday sale at the Comal County Courthouse on N. Seguin Avenue in downtown New Braunfels. (For the full state-level walk-through, see our Texas foreclosure timeline guide.)
If you're behind on your mortgage on a property in New Braunfels or the surrounding Comal County area, you have more options to stop a Texas foreclosure than the bank is telling you. Loan modifications stall. Short sales take 90+ days. A cash sale to a local investor can close in a week — before the auction.
We're not a non-profit, we're not a referral service, and we're not selling you a course. South Texas Home Investors is a local cash buyer that closes on pre-foreclosure homes in New Braunfels every single month.
Why People Sell
Why New Braunfels Homeowners Choose to Sell
Stop the Auction
Closing before the next Comal County first-Tuesday cancels the sale. Period.
Protect Their Credit
A foreclosure stays on credit for 7 years. A sale doesn't.
Walk Away with Equity
If you have equity, we pay you cash above the loan payoff at closing.
Avoid a Deficiency Judgment
Texas allows lenders to pursue the difference after foreclosure. Selling avoids it.
Move on Their Own Terms
Cash-for-keys and flexible move-out — not a constable at the door.
Keep It Private
Foreclosure notices are posted publicly at the Comal County courthouse. A private sale stays private.
The Hard Parts
Challenges Homeowners Run Into
The Clock Is Brutal
Texas first-Tuesday sales happen monthly. Miss one and they reschedule for the next month.
Lenders Won't Pause
Loss-mit reps string you along while the foreclosure department moves forward separately.
Listing Takes Too Long
Average New Braunfels days-on-market doesn't fit inside a foreclosure timeline.
Repairs You Can't Afford
Retail buyers want move-in ready. You're worried about the gas getting shut off.
Second Liens & HELOCs
These have to be paid off too. We handle the full payoff stack at closing.
Back Property Taxes
Many pre-foreclosure homes also owe back taxes. The title company resolves both.
Our Solution
How South Texas Home Investors Helps
We're a local cash buyer that has stopped countless first-Tuesday auctions in Comal County and the surrounding region. We move at the speed your situation requires — sometimes signing a contract on Monday and closing on Friday before the next auction. See our full guide to your rights under Texas Property Code §51.002 for the legal background.
Because we close at a local New Braunfels title company with our own funds, we don't need lender approval, an appraisal, or a 30-day mortgage timeline. We send the payoff wire, your lender cancels the sale, and you walk away.
- We can close in as few as 5–7 days
- We coordinate directly with your lender's payoff department
- We pay all closing costs and back property taxes
- We offer cash-for-keys and flexible move-out
- We work with second liens, HELOCs, and judgments
- No fees, no commissions, no last-minute surprises
The Process
Our Simple 3-Step Process
Call Us Today
Tell us the auction date and roughly what you owe. We move immediately.
Same-Day or Next-Day Offer
We pull comps in your New Braunfels neighborhood and send a written offer fast.
Close Before the Auction
Title company wires the payoff. Lender cancels the foreclosure. You're free.
As-Is Advantage
Benefits of Selling As-Is
Local Knowledge · New Braunfels & Surrounding Areas
We Know the Neighborhoods You Live In
Comal County foreclosure sales are posted the first Tuesday of every month at the Comal County Courthouse in downtown New Braunfels. Guadalupe County sales (Schertz, Cibolo, Seguin) are held in Seguin. Both counties move quickly once a Notice of Trustee's Sale is filed.
New Braunfels Neighborhoods We Serve
We've closed pre-foreclosures across NB — Gruene, Vintage Oaks, Veramendi, Havenwood, River Chase, Mystic Shores on Canyon Lake, and the older downtown NB grid off Seguin Avenue and Landa. We also cover Bulverde, Spring Branch, and the Canyon Lake shoreline.
County Coverage
We serve Comal County (New Braunfels, Gruene, Bulverde, Canyon Lake, Spring Branch) and neighboring Guadalupe County (Seguin, Schertz, Cibolo) — both hold first-Tuesday sales.
Local Property Values
Comal County pre-foreclosure inventory ranges from $220k older NB homes to $700k+ Vintage Oaks and Canyon Lake waterfront properties. NB's 2021–2023 boom left many recent buyers with thin equity as rates rose and appraisals cooled.
Military Homeowners
New Braunfels sits between Randolph AFB, Fort Sam Houston, and Lackland — a lot of NB and Canyon Lake homeowners are active-duty or retired military on VA loans. PCS deadlines and deployment income gaps are common triggers we can close inside of.
Inherited & Older Homes
Downtown NB and Gruene are full of 1940s–1970s German-heritage homes inherited by adult children now living in San Antonio, Austin, or out of state. Foundation, plumbing, and electrical work often price out a retail sale — we buy them as-is before the Comal auction.
Local Market Conditions
The I-35 corridor between San Antonio and Austin cooled sharply through 2024. Days-on-market in NB are running past 75, price cuts are normal, and short-term-rental owners on Canyon Lake are hitting cash-flow trouble as nightly rates soften — making cash the realistic exit before a Comal County sale.
Service Area
Coverage includes all of New Braunfels, Gruene, Bulverde, Spring Branch, Canyon Lake, Startzville, Sattler, Fischer, Seguin, Schertz, Cibolo, Selma, and Marion.
“Our Canyon Lake short-term rental stopped covering the mortgage after nightly rates dropped. Comal County posted the sale for the next first Tuesday. They closed in 10 days and paid the lender off.”
— Derek P., Canyon Lake, Mystic Shores
Related Resources
Helpful Reading From Our Team
Texas Foreclosure Help Guide
Statewide timeline, your rights, and all six options to stop a Texas foreclosure — explained in detail.
Read moreGet a Cash Offer in 24 Hours
Skip straight to our cash-offer quiz. No obligation, no listing, no commissions.
Read moreForeclosure Help In Other Texas Cities
See spoke pages for San Antonio, Austin, Houston, Dallas, and Corpus Christi.
Read moreCommon Questions
Frequently Asked Questions
Stop Your New Braunfels Foreclosure — Get a Cash Offer Today
Every day counts in Texas. Talk to a local New Braunfels buyer who can actually close before your auction date.