Facing Foreclosure in San Antonio? You Still Have Options.
Texas forecloses faster than almost any state — but you have until the first-Tuesday auction at the Bexar County Courthouse. We pay cash, pay off your lender, and protect your credit.
The Situation
What You're Facing
Texas is a non-judicial foreclosure state, which means lenders in Bexar County can take a home in as little as 41 days from the Notice of Default. By the time most San Antonio homeowners realize what's happening, they're already on the schedule for the first-Tuesday sale at the Bexar County Courthouse in downtown San Antonio. (For the full state-level walk-through, see our Texas foreclosure timeline guide.)
If you're behind on your mortgage on a property in San Antonio or the surrounding Bexar County area, you have more options to stop a Texas foreclosure than the bank is telling you. Loan modifications stall. Short sales take 90+ days. A cash sale to a local investor can close in a week — before the auction.
We're not a non-profit, we're not a referral service, and we're not selling you a course. South Texas Home Investors is a local cash buyer that closes on pre-foreclosure homes in San Antonio every single month.
Why People Sell
Why San Antonio Homeowners Choose to Sell
Stop the Auction
Closing before the next Bexar County first-Tuesday cancels the sale. Period.
Protect Their Credit
A foreclosure stays on credit for 7 years. A sale doesn't.
Walk Away with Equity
If you have equity, we pay you cash above the loan payoff at closing.
Avoid a Deficiency Judgment
Texas allows lenders to pursue the difference after foreclosure. Selling avoids it.
Move on Their Own Terms
Cash-for-keys and flexible move-out — not a constable at the door.
Keep It Private
Foreclosure notices are posted publicly at the Bexar County courthouse. A private sale stays private.
The Hard Parts
Challenges Homeowners Run Into
The Clock Is Brutal
Texas first-Tuesday sales happen monthly. Miss one and they reschedule for the next month.
Lenders Won't Pause
Loss-mit reps string you along while the foreclosure department moves forward separately.
Listing Takes Too Long
Average San Antonio days-on-market doesn't fit inside a foreclosure timeline.
Repairs You Can't Afford
Retail buyers want move-in ready. You're worried about the gas getting shut off.
Second Liens & HELOCs
These have to be paid off too. We handle the full payoff stack at closing.
Back Property Taxes
Many pre-foreclosure homes also owe back taxes. The title company resolves both.
Our Solution
How South Texas Home Investors Helps
We're a local cash buyer that has stopped countless first-Tuesday auctions in Bexar County and the surrounding region. We move at the speed your situation requires — sometimes signing a contract on Monday and closing on Friday before the next auction. See our full guide to your rights under Texas Property Code §51.002 for the legal background.
Because we close at a local San Antonio title company with our own funds, we don't need lender approval, an appraisal, or a 30-day mortgage timeline. We send the payoff wire, your lender cancels the sale, and you walk away.
- We can close in as few as 5–7 days
- We coordinate directly with your lender's payoff department
- We pay all closing costs and back property taxes
- We offer cash-for-keys and flexible move-out
- We work with second liens, HELOCs, and judgments
- No fees, no commissions, no last-minute surprises
The Process
Our Simple 3-Step Process
Call Us Today
Tell us the auction date and roughly what you owe. We move immediately.
Same-Day or Next-Day Offer
We pull comps in your San Antonio neighborhood and send a written offer fast.
Close Before the Auction
Title company wires the payoff. Lender cancels the foreclosure. You're free.
As-Is Advantage
Benefits of Selling As-Is
Local Knowledge · San Antonio & Surrounding Areas
We Know the Neighborhoods You Live In
Foreclosure sales in Bexar County happen on the first Tuesday of every month on the steps of the Bexar County Courthouse. Schertz, Cibolo, and Seguin sales happen in Guadalupe County in Seguin.
San Antonio Neighborhoods We Serve
We've stopped foreclosures in Schertz neighborhoods including Greenshire, Belmont Park, Crescent Bend, and The Crossvine. We've also closed pre-foreclosures in older Mission Hills, Alamo Heights, Stone Oak, and the FM 78 corridor near Randolph.
County Coverage
We serve Bexar County (San Antonio, Helotes, Converse, Live Oak), Guadalupe County (Schertz, Cibolo, Seguin), and Comal County (New Braunfels) — all of which post first-Tuesday sales.
Local Property Values
Pre-foreclosure inventory in San Antonio currently includes homes from $120k starter properties on the South Side to $500k+ executive homes in Schertz and Stone Oak. Equity often exists where homeowners don't realize.
Military Homeowners
PCS orders, deployments, and medical separations regularly drive military homeowners near Randolph AFB, Lackland, and Fort Sam Houston into pre-foreclosure. We're VA-aware and have helped active-duty and retired service members exit cleanly without trashing their security-clearance financials.
Inherited & Older Homes
Many pre-foreclosure homes are older properties inherited from parents — the heir couldn't afford the payments on a 1960s 3/2 that needs $40k in work. We buy them as-is so the loan gets paid off and the family avoids a foreclosure on their record.
Local Market Conditions
Higher rates have cooled San Antonio's market — days-on-market are back above 60 and price cuts are common. That means a retail sale rarely beats the foreclosure clock. Cash is the realistic option.
Service Area
Coverage includes all of San Antonio (1604 inside and out), Schertz, Cibolo, Selma, Universal City, Converse, Live Oak, Boerne, Helotes, and New Braunfels.
“We were three weeks from the courthouse steps on our Schertz home off FM 3009. They had the payoff wired and the loan satisfied 11 days after our first call. Saved our credit.”
— Marcus T., Schertz, Crescent Bend
Related Resources
Helpful Reading From Our Team
Texas Foreclosure Help Guide
Statewide timeline, your rights, and all six options to stop a Texas foreclosure — explained in detail.
Read moreGet a Cash Offer in 24 Hours
Skip straight to our cash-offer quiz. No obligation, no listing, no commissions.
Read moreForeclosure Help In Other Texas Cities
See spoke pages for San Antonio, Austin, Houston, Dallas, and Corpus Christi.
Read moreCommon Questions
Frequently Asked Questions
Stop Your San Antonio Foreclosure — Get a Cash Offer Today
Every day counts in Texas. Talk to a local San Antonio buyer who can actually close before your auction date.