Can you really close before the first-Tuesday tax sale?

Yes, often. As long as we have 10–14 days before the sale date and clean title issues are workable, we can close in time. Same-week closings are possible if everything is straightforward.

What if a tax suit has already been filed?

We've closed many homes with active tax suits. The title company pays the collecting law firm (Linebarger Goggan or Perdue Brandon are most common in Bexar County) and they file a dismissal.

What about my over-65 or disability ceiling?

Selling generally ends the ceiling on that property. We strongly recommend talking to a CPA or tax professional first — we're not tax advisors.

Will you pay off the mortgage too?

Yes. Title pays the mortgage payoff and the back taxes from sale proceeds. You get the difference.

What if I owe more in taxes than the house is worth?

Rare but it happens with severely deferred maintenance. We'll be honest — sometimes the right answer is to let the property go and we walk away. We don't charge for the analysis.

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Property Tax Problems · San Antonio

Property Tax Problems in San Antonio? We Pay Off Bexar County Taxes at Closing.

Over-assessed, behind on payments, in a tax suit, or staring down a first-Tuesday tax foreclosure auction — we buy houses with property-tax problems and settle the bill from sale proceeds.

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The Situation

What You're Facing

Bexar County property taxes have climbed faster than most San Antonio homeowners' incomes since 2020. Older homeowners on fixed incomes, retirees losing the over-65 ceiling after a spouse passes, and accidental landlords getting hit with full investor-rate taxes are the three groups we hear from most often.

If you've already fallen multiple years behind, the Bexar County Tax Assessor-Collector eventually hands the file to a law firm (most often Linebarger Goggan or Perdue Brandon) and a tax suit is filed. That triggers attorney's fees, penalties, and interest that often double the original tax owed.

Once a judgment is entered, your property can be sold at a Bexar County tax foreclosure auction on the first Tuesday of the month — separate from a mortgage foreclosure auction in San Antonio, but just as final. If you're already there, our tax-delinquent property guide walks through stopping the actual auction.

This page is broader — it's for any homeowner whose property-tax bill has become unmanageable, whether or not a lawsuit has been filed yet.

Why People Sell

Why San Antonio Homeowners Choose to Sell

Tax Bill Doubled in 5 Years

Bexar County appraised values have spiked. Many fixed-income homeowners can no longer keep up.

Lost the Over-65 Ceiling

After a spouse passes, the ceiling can transfer — but often paperwork falls through and the bill jumps.

Behind 1–4 Years

Penalty and interest add roughly 47% to a 4-year delinquency before attorney fees.

Tax Suit Filed

Linebarger or Perdue Brandon notice in the mail. The clock to a tax-sale judgment has started.

Tax Lien Investors Calling

If you've gotten letters offering "help" with your taxes, you're already a target for lien investors.

Inherited Estate Owes Years

Heirs discover that grandma hadn't paid taxes in 6 years and the estate can't cover it.

The Hard Parts

Challenges Homeowners Run Into

Penalty & Interest Compound Fast

Texas Tax Code §33 adds penalty + interest each month. A $4,000 unpaid bill becomes $6,000 within 24 months.

Attorney's Fees Once Suit Is Filed

Up to 20% of the total owed is added once the file moves to the collecting law firm.

Tax Liens Are Senior to Your Mortgage

A tax sale wipes out the mortgage AND your equity. The lender often forecloses first to protect themselves.

Refinancing Is Hard When Behind

Most lenders won't refinance with delinquent taxes — and HELOC options dry up.

Protests Take Months

Even a successful BCAD protest doesn't fix a bill that's already delinquent.

Confusing Notices

Tax Assessor, the law firm, and lien investors all send mail that looks alike. We help you sort it out.

Our Solution

How South Texas Home Investors Helps

South Texas Home Investors buys homes across San Antonio with tax problems every month. We pay cash, close at a Bexar County title company, and the title officer pays off every dollar of back taxes, penalty, interest, and attorney's fees directly to the Tax Assessor or collecting law firm from sale proceeds.

You walk away with the remaining equity instead of losing the entire property to a tax sale. If the mortgage is also behind and headed to a San Antonio foreclosure auction, we resolve both at the same closing.

We pay all back taxes at closing
We pay collecting law firm fees (Linebarger / Perdue Brandon)
We coordinate with Bexar County Tax Assessor-Collector
We close before any first-Tuesday tax sale
We buy with mortgage AND tax delinquency at the same time
Mobile notary if you've already moved

The Process

Our Simple 3-Step Process

Send Your Tax Statement (or Just the Address)

We pull the Bexar County tax record ourselves if needed. Five-minute call.

Cash Offer in 24 Hours

Net to you after all taxes, fees, and any mortgage payoff — clearly shown.

Close Before the Tax Sale

Title pays the county and the law firm directly. You get the rest.

As-Is Advantage

Benefits of Selling As-Is

Stop penalty and interest from compounding

Avoid attorney's fees added to your bill

Avoid losing the property at a tax sale

Walk away with equity instead of zero

No repairs, no showings, no commissions

We pay all standard closing costs

Mobile notary for out-of-area sellers

Close in as little as 7 days

Local Knowledge · San Antonio & Surrounding Areas

We Know the Neighborhoods You Live In

Bexar County property-tax delinquencies hit every part of the San Antonio metro, but they're concentrated in long-held homes inside Loop 410 where appraised values have skyrocketed since 2020, and in newer Schertz / Cibolo subdivisions where escrow shortages caught owners off-guard.

Recent Tax-Problem Closings

Recent tax-problem closings: Beacon Hill, Government Hill, Highland Park, South San Antonio off Pleasanton Rd, Schertz, Cibolo, Universal City, and older Stone Oak homes built in the 80s.

County Coverage

Bexar County (taxes handled by Bexar County Tax Assessor-Collector), Guadalupe County (Schertz, Cibolo, Selma), Comal County (New Braunfels), and Wilson County. Each county's tax-sale calendar and collecting law firm differs.

Local Property Values

Tax-problem homes we buy range from $130k properties on the East Side to $500k+ Stone Oak and Schertz properties. Our offer is based on after-repair value minus all payoffs.

Military Homeowners

Disabled veterans qualify for partial-to-full property tax exemptions in Texas. If a veteran owner passed and the exemption wasn't transferred to a surviving spouse, the bill can become unmanageable. We've helped many veteran families resolve this with a clean sale.

Inherited & Older Homes

A large share of tax-problem homes were inherited and the heirs discovered years of unpaid taxes after the original owner passed. We pay off the full delinquency at closing.

Local Market Conditions

Bexar County tax sales typically post 100–300 properties each month for first-Tuesday auction. Properties sell at the Bexar County Courthouse steps. Once sold, redemption rights are limited (2 years for homestead, 180 days for non-homestead).

Service Area

Full San Antonio metro plus surrounding counties: Schertz, Cibolo, Selma, Converse, Universal City, Live Oak, New Braunfels, Boerne, and Helotes.

“Mom passed and we found out she was 5 years behind on property taxes — over $22,000 with penalties and attorney's fees from Linebarger. South Texas Home Investors paid all of it at closing and we still walked away with equity for the estate.”

— Carlos & Maria V., Highland Park, San Antonio

Related Resources

Frequently Asked Questions

Settle Your Bexar County Tax Problem — Keep Your Equity.

Get a cash offer in 24 hours. Title pays the taxes; you walk away with the rest.

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